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Business owners brace for second stage of CPP expansion

2023/06/26

Whether you’re an employee or self-employed, you are required to contribute to the Canada Pension Plan (CPP), recently you may have noticed that the amount you’re required to contribute has been slowly climbing. What many don’t know, is that there is a second stage of the Canada Pension Plan (CPP) expansion, which entails further increased […]

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Employee Benefits: An important part of a successful business

2023/05/30

Canadians are fortunate to have access to public health care services but when accessing these services, there are key health and wellness needs that are not covered by government programs. A significant amount of health care needs are paid for privately. This includes services like dental and vision care, prescription drugs, out-of-country coverage and more. A […]

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Creating your “Right to Disconnect” policy

2022/06/28

The Ontario governments recently enacted Bill 27, “Working for Workers Act” requiring employers (with more than 25 employees), to have “a written policy in place for all employees with respect to disconnecting from work”. Bill 27, Working for Workers Act requires a policy, not necessarily a requirement to allow employees to disconnect. The Employment Standards […]

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Private virtual health care can support your team’s wellness

2021/05/26

What is virtual health care? Virtual health care includes any option where the patient does not have to travel to a doctor’s office, clinic or hospital to receive medical treatment, advice or diagnosis. Some health care practitioners provide virtual care over the phone, while others use video chats or text messages to communicate with patients. […]

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Home office expenses for employees eligible to claim on 2020 tax return.

2021/01/22

Employees who worked from home more than 50% of the time over a period of a least four consecutive weeks in 2020 due to the pandemic will be eligible to claim the home office expenses deduction for 2020. There are two options for employees when claiming these expenses on their 2020 tax return. The temporary […]

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Canada Emergency Commercial Rent Assistance: Provincial Program Details

2020/04/28

The Government announces help with rent for small business. But is the “help” any better than the terms you may have already negotiated with your landlord?   Who qualifies?: Businesses who pay less than $50,000/month in rent Non-essential businesses who were forced to close or other businesses that have suffered at least a 70% drop […]

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Travel season is upon us! Are you are covered?

2019/11/29

With the arrival of the holidays and the cold weather comes the Canadian desire to travel. Whether you’re a frequent flyer or you’re planning your annual vacation, travel insurance is a strong safety net for unforeseeable events that could occur on your trip. The coverage varies depending on how often and how long you are […]

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HealthPlus: “Who Pays First?”

2019/10/04

HealthPlus can be used on its own, or alongside a traditional group insurance plan, to ensure money back in your pocket is maximized. If you or any of your dependents are eligible for coverage elsewhere, please ensure other avenues of payment have been exhausted, prior to submitting a claim through HealthPlus.. For example: if you […]

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Who Qualifies as a Dependant?

2019/08/22

Who Qualifies as a Dependant? How does HealthPlus define eligible dependants? When it comes to processing a health claim, CRA (Canada Revenue Agency) allows you to claim the expenses you (or your spouse/common-law partner) paid for.  When claiming expenses for a dependant, CRA will allow you to claim for the following persons, who reside with […]

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Autism: What is covered through HealthPlus?

2019/07/24

Every day, there are children and families challenged with Autism. As a parent or caregiver, you always want what is best for your child. The best schools, the best resources and especially the best healthcare. Through HealthPlus, you have the flexibility to explore avenues of healthcare, which may not be typically covered under a traditional […]

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